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Job Ref: 14958

Salary: $80000 – $120000


 Credit Officer – Bilingual Mandarin
Base salary $80K–$120K | Onsite in Manhattan

Are you a credit professional with strong commercial real estate lending experience and fluency in Mandarin? Step into a key decision-making role at a globally connected financial institution located in the heart of Manhattan. 


Why This Role Stands Out:

  • Strategic Impact: You won’t just review loans — you’ll influence major CRE and syndicated lending decisions, working closely with leadership and relationship managers.

  • Global Reach with Local Expertise: Operate in a fast-paced NYC environment while supporting cross-border transactions, gaining exposure to international markets and high-value commercial real estate deals.

  • Career Growth: Join a respected institution with strong roots and an expanding U.S. footprint. High performance in this role opens the door to AVP and VP tracks.

  • Competitive Pay: Base salary up to $120K, plus strong benefits, depending on experience and skill set.


 What You’ll Do:

  • Assess credit proposals, renewals, and amendments for CRE and syndicated loans

  • Analyze complex financial statements, cash flow projections, and industry risk factors

  • Review legal documents including appraisals, environmental reports, and lease agreements

  • Validate credit risk ratings and ensure full compliance with internal policies

  • Collaborate with loan underwriters and provide clear, solution-oriented feedback

  • Guide internal partners on risk mitigation strategies and policy compliance

  • Conduct local and occasional out-of-state client and site visits


 Who You Are:

  • Bachelor’s degree in accounting, finance, or economics; Master’s preferred

  • 5+ years in CRE lending and credit analysis within a financial institution

  • Strong knowledge of syndicated lending, UCC, and regulatory standards

  • Fluent in Mandarin Chinese (reading, writing, speaking)

  • Excel wizard with deep comfort in Microsoft Office and financial modeling

  • Highly analytical, organized, and confident working across teams and time zones

 

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