Credit Manager bilingual Chinese (San Francisco)

Credit Manager bilingual Chinese (Mandarin or Cantonese) – San Francisco

Base Salary: $100,000 – $140,000 (Depending on skills and experience)
Full-Time | On-Site | Leadership Role | Growth-Focused

Make an Impact at the Executive Level

We are seeking an experienced and results-driven Credit Manager to lead our Credit Department in San Francisco. In this high-visibility role, you will be a key decision-maker responsible for overseeing commercial loan transactions, ensuring policy compliance, guiding a team of professionals, and playing a strategic role in risk management and credit operations.

This is more than a management role — it's a chance to shape credit policy execution, collaborate with executive leadership, and contribute to the long-term financial strength of a well-established financial institution.

What You'll Do:

  • Lead a Skilled Team: Direct day-to-day operations of the credit department, delegate responsibilities, and ensure efficiency and compliance across all credit processes.

  • Drive Credit Decisions: Review and approve new loan applications and renewals, in collaboration with market heads and under the bank’s Delegated Lending Authority.

  • Ensure Risk Integrity: Oversee loan documentation, real estate appraisals, environmental reports, and the review process to ensure alignment with regulatory and internal standards.

  • Monitor Portfolio Health: Prepare quarterly credit memos, including ALLL (Allowance for Loan and Lease Losses), and supervise the tracking of classified loans and OREO portfolios.

  • Engage in Strategic Oversight: Coordinate external reviews and audits, respond to examiner inquiries, and provide key reporting to Headquarters and the Loan Committee.

  • Collaborate Cross-Functionally: Work closely with attorneys, relationship managers, and executive stakeholders on credit structuring, risk exposure, and recoveries.

What We’re Looking For:

  • Bachelor’s degree in finance, accounting, economics, or a related field

  • 10+ years of progressive experience in commercial credit, lending, or banking operations

  • Strong familiarity with credit policies, lending practices, and regulatory compliance

  • Proven leadership in managing people and processes within a credit or lending function

  • Experience handling loan workouts, collateral management, and classified loans

  • Exceptional communication, organizational, and analytical skills

  • A strong sense of accountability and risk awareness

Why Join Us?

  • Competitive base salary of $100,000–$140,000, commensurate with experience

  • Lead a high-impact team and work closely with senior decision-makers

  • Be part of a collaborative, growth-oriented, and stable financial institution

  • Influence credit policy and risk strategy in a leadership role


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Job Ref: 15011

Salary: $100000 – $140000

Credit Manager bilingual Chinese (Mandarin or Cantonese) – San Francisco

Base Salary: $100,000 – $140,000 (Depending on skills and experience)
Full-Time | On-Site | Leadership Role | Growth-Focused

Make an Impact at the Executive Level

We are seeking an experienced and results-driven Credit Manager to lead our Credit Department in San Francisco. In this high-visibility role, you will be a key decision-maker responsible for overseeing commercial loan transactions, ensuring policy compliance, guiding a team of professionals, and playing a strategic role in risk management and credit operations.

This is more than a management role — it’s a chance to shape credit policy execution, collaborate with executive leadership, and contribute to the long-term financial strength of a well-established financial institution.

What You’ll Do:

  • Lead a Skilled Team: Direct day-to-day operations of the credit department, delegate responsibilities, and ensure efficiency and compliance across all credit processes.

  • Drive Credit Decisions: Review and approve new loan applications and renewals, in collaboration with market heads and under the bank’s Delegated Lending Authority.

  • Ensure Risk Integrity: Oversee loan documentation, real estate appraisals, environmental reports, and the review process to ensure alignment with regulatory and internal standards.

  • Monitor Portfolio Health: Prepare quarterly credit memos, including ALLL (Allowance for Loan and Lease Losses), and supervise the tracking of classified loans and OREO portfolios.

  • Engage in Strategic Oversight: Coordinate external reviews and audits, respond to examiner inquiries, and provide key reporting to Headquarters and the Loan Committee.

  • Collaborate Cross-Functionally: Work closely with attorneys, relationship managers, and executive stakeholders on credit structuring, risk exposure, and recoveries.

What We’re Looking For:

  • Bachelor’s degree in finance, accounting, economics, or a related field

  • 10+ years of progressive experience in commercial credit, lending, or banking operations

  • Strong familiarity with credit policies, lending practices, and regulatory compliance

  • Proven leadership in managing people and processes within a credit or lending function

  • Experience handling loan workouts, collateral management, and classified loans

  • Exceptional communication, organizational, and analytical skills

  • A strong sense of accountability and risk awareness

Why Join Us?

  • Competitive base salary of $100,000–$140,000, commensurate with experience

  • Lead a high-impact team and work closely with senior decision-makers

  • Be part of a collaborative, growth-oriented, and stable financial institution

  • Influence credit policy and risk strategy in a leadership role

#acgresourcesjobs
 

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