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Job Ref: 14958
Salary: $80000 – $120000
Credit Officer – Bilingual Mandarin
Base salary $80K–$120K | Onsite in Manhattan
Are you a credit professional with strong commercial real estate lending experience and fluency in Mandarin? Step into a key decision-making role at a globally connected financial institution located in the heart of Manhattan.
Why This Role Stands Out:
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Strategic Impact: You won’t just review loans — you’ll influence major CRE and syndicated lending decisions, working closely with leadership and relationship managers.
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Global Reach with Local Expertise: Operate in a fast-paced NYC environment while supporting cross-border transactions, gaining exposure to international markets and high-value commercial real estate deals.
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Career Growth: Join a respected institution with strong roots and an expanding U.S. footprint. High performance in this role opens the door to AVP and VP tracks.
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Competitive Pay: Base salary up to $120K, plus strong benefits, depending on experience and skill set.
What You’ll Do:
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Assess credit proposals, renewals, and amendments for CRE and syndicated loans
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Analyze complex financial statements, cash flow projections, and industry risk factors
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Review legal documents including appraisals, environmental reports, and lease agreements
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Validate credit risk ratings and ensure full compliance with internal policies
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Collaborate with loan underwriters and provide clear, solution-oriented feedback
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Guide internal partners on risk mitigation strategies and policy compliance
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Conduct local and occasional out-of-state client and site visits
Who You Are:
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Bachelor’s degree in accounting, finance, or economics; Master’s preferred
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5+ years in CRE lending and credit analysis within a financial institution
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Strong knowledge of syndicated lending, UCC, and regulatory standards
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Fluent in Mandarin Chinese (reading, writing, speaking)
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Excel wizard with deep comfort in Microsoft Office and financial modeling
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Highly analytical, organized, and confident working across teams and time zones
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