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AVP Credit Risk

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Job Ref: 14966

Salary: $65000 – $150000

AVP Credit Risk 
located onsite in Manhattan
Base salary $65k-150k depending on skills and experience
Requirements:

  • Bachelor’s degree is required, preferably in Finance/Economics/Accounting major; MBA preferred
  • 4 years of Credit Risk Management experience required
  • Experiences in any of two areas: accounting/CECL/IFRS9, financial data/call report, management level credit risk reporting, programming or policy writing are required

  • CECL and accounting knowledge is required 

  • CPA/CFA/FRM is preferred
  • Demonstrate knowledge in accounting 
  • Responsibilities:
  • Lead the estimation process for credit loss allowances, ensuring accuracy and adherence to accounting standards (e.g., CECL, IFRS 9).
  • Prepare and review internal reports and presentations related to credit losses for senior management and regulatory bodies.
  • Collaborate with model team and data team to refine methodologies and improve predictive analytics.
  • Establish and maintain policies and procedures for credit loss estimation and reporting.
  • Monitor the Bank’s credit risk profile, including but not limited to asset quality, change of portfolio composition, concentration, rating migration and changes of loan provisions;
  • Monitor and prepare report regarding adherence or breach to risk metrics;
  • Provide periodic report to Head Office, including but not limited to asset quality report, credit risk report, credit counterparty risk report, major event report etc.
  • Enhance existing credit policies and procedures in line with industry practice, regulatory guidance and guidance from Head Office
  • Assist in the Bank’s communication with regulators and/or auditors regarding credit related issues
  • Coordinate internal/external audit or regulatory examinations,
  • Propose meeting agenda;
  • Prepare and compile meeting materials;

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