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Job Ref: 14470

Salary: $80000 – $120000

Job Summary:
The Credit Risk Analyst is responsible for analyzing credit data and financial information to determine risk associated with granting loans and credit to clients.


  • Assess credit risk, aggregate and evaluate data related to credit and credit risk to support organizational decision making.
  • Conduct thorough analysis of financial statements, business relationships, and assessment of credit requests.
  • Prepare reports based on findings to aid lending decisions and present to Bank Management.
  • Perform loan reviews and portfolio analysis.
  • Liaise with financial institutions to obtain required information for making credit decisions.
  • Complete loan applications and required supporting documentation to submit to Bank Management for approval.
  • Review high-risk relationships and escalate issues as needed, identify potential risk factors before approval of credit lines to clients and applicants.
  • Preventing loss and charge-back activity by mitigating credit risk.
  • Maintain a working knowledge of market credit indicators such as Legal, Market Risk, and Compliance issues.
  • Make recommendations for process improvement.


  • Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or related fields.
  • Must have of 3-5 years’ experience in a credit analyst, credit underwriting capacity preferably in a financial institution.
  • Strong understanding of bureau information, as well as financial principles.
  • Possess working knowledge of lending and underwriting practices.
  • Working knowledge or prior experience in a market risk position will be an added advantage.
  • Keen attention to detail, excellent communication and writing skills.
  • Strong time management skills, the ability to work effectively under pressure.
  • Should be able to work well on their own with minimal supervision, but also perform effectively in a team environment.
  • Excellent research, analytical and problem-solving capabilities.
  • Proficient computer skills and Microsoft Office Suite, with experience using advanced Excel functions.

Depending on experience and skill
($80,000 – $120,000)

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